Before proceeding it is a requirement that you read and accept the below Privacy Act Statement.
THE FINANCIER* IS COMMITTED TO PROTECTING YOUR PRIVACY AND MAINTAINING SECURITY OF THE INFORMATION YOU PROVIDE TO US. WE ABIDE BY THE LAWS RELATING TO PRIVACY AND SAFEGUARDING OF INFORMATION. OUR ONLINE APPLICATION SERVICE IS A SECURE SITE FACILITY, ENABLING THE FINANCIER* TO MAINTAIN CONFIDENTIALITY OF CUSTOMER INFORMATION AT ALL TIMES.
I/We declare that:
- I/We have read and understood this application and certify that the information provided is true and correct in all respects, and that
- I/We am/are no less than 18 years of age, and I/We am/are not an undischarged bankrupt.
- I/We have also disclosed any other names that I/we am/are currently known as.
- I/We are aware that if I/we have deliberately provided false information in this application, I/we could face fraud or dishonesty charges in the Courts.
PRIVACY ACT ACKNOWLEDGEMENT AND AUTHORISATION
- I/We understand that The Financier* is asking for personal information about me/us to use Veda Advantage Limited's ("Veda") Credit reporting service to credit check me/us, including to verify my/our identity as The Financier* may be required to do by laws such as the Anti-Money Laundering and Countering Financing of Terrorism Act 2009 ("AML laws").
- I/We understand Veda will give The Financier* personal information about me/us.
- I/We understand The Financier* will give my/our personal information to Veda and they will hold that information and use it to provide their credit reporting service.
- I/We understand that when other Veda customers use the Veda credit reporting service, Veda may give that information to them, including for the purpose of assisting Veda customers to verify my/our identity as they may be required to do by AML Laws and I/we authorise Veda to do so.
- I/We consent to Veda (or the Ministry of Justice) disclosing to The Financier* any information they hold relating to any overdue fines that may be outstanding against me/us.
- I/We understand The Financier* may use Veda in future for purposes related to the provision of credit to me/us. This may include Veda's monitoring services to receive updates if any information about me/us changes.
- I/We understand that if I/we default in my/our payment obligations to The Financier*, information about that default may be given to Veda and Veda may give information about my/our default to other Veda customers.
- If The Financier* ask me/us to provide my/our driver's licence number to help The Financier* confirm my/our identity, I/we understand that The Financier* may pass this information onto Veda. I/we understand that disclosure of my/our driver's licence number to Veda is voluntary.
- I/We consent to The Financier* obtaining a credit report.
(Note: If I/We do not consent my/our loan will not be able to be considered by The Financier*.)
Pursuant to the Privacy Act 1993, I/we authorise The Financier* and/or any referring broker or motor vehicle dealer to access my/our driver licence record using New Zealand Transport Agency (‘NZTA’) Driver Check service so that The Financier* can access information about my/our driver’s licence including the licence class/es I/we hold, the licence endorsements I/we hold, the conditions on my/our licence and the status of my/our licence/s and to contact Veda Advantage Limited, any financial institution , bank, regional and district council, government department or government agency my/our employer/s, Landlords (both now and in the future), my/our mortgagees, their respective solicitors and any real estate/rental agencies and NZTA, to obtain, check and exchange (both now and in the future) such personal, financial and commercial information for the purpose of considering this and/or any subsequent application, the protection and administration of any loan arising out of this application (both now and in the future) including for the purposes mentioned above and to assist in the enforcement of any agreement between myself/ourselves and The Financier*.
I/we authorise The Financier* to disclose the information to any third party who has or may have in the future an interest in my/our loan
I/we understand I/we have the right to know who is collecting and holding information and also the right to have access to it and to correct if it is wrong.
*Financier may include Avanti Finance, Marac, I-Finance and any other finance providers